Despite the decline in house prices, it is still a huge sum of money, like us ordinary people, to buy a house depends on borrowing. For those of us who first bought houses, we must not know much about borrowing. Today's edition has compiled some materials about borrowing for our reference, and will be prepared for future housing purchases.
Borrower's materials: Borrower's identity certificate; Borrower's economic income certificate; Borrower with a loved one needs to provide a couple's relationship certificate; Borrower with a borrower should provide a written promise signed by all parties to the borrower with a clear responsibility to repay the loan together; Borrower with a guarantor must provide relevant materials.
Purchase of sub-materials: Borrowers and developers signed the "purchase of commercial housing contract intent" or "commercial housing sales (pre-sale contract"); the first payment of bank deposit vouchers and developers issued a copy of the receipt for the first payment; borrowing bank requirements for other documents or materials.